Dave -

CA foreclosure timeline:

NOD (Notice of Default) is filed - NOD's are usually filed after 2-5 months of delinquent mortgage payments (timing depends on the bank)

TSN (Trustee Sale Notice) - filed and posted 90 days after NOD.

Trustee Sale is 21 days after TSN. After TS the bank owns the home.

Bank posts 3 day Notice to Vacate - if owner occupied. (If tenant occupied, then 60 day Notice to Vacate) - Most banks will offer "Cash for Keys" to have you vacate and leave the home in "broom clean" condition.

Homeowners should avoid Foreclosure - There are many other options available - ie Short Sale or Note Modificaton.

Call or e-mail for specific questions or solutions for you situation.

BOB

949-600-5404

bob@inspiragroup.com